Brooks Mortgage, Inc. · NMLS #1608346
Shop mortgage options and compare rates free — see what you qualify for in about 60 seconds
Brooks Mortgage, Inc. | Licensed California Mortgage Broker | NMLS #1608346 | Serving Cerritos and All of California for Over 25 Years
- 25+ Years in Business
- NMLS #1608346
- Licensed CA (CA4139)
- 5-Star Rated
- (877) 655-5870
Specialty Programs
Specialty loan programs built for borrowers who don't fit the box
From doctors with student debt to investors with rental income — we have a program for your situation.
Doctor & Physician Mortgage
Up to 100% financing, no PMI, loans to $2M. Designed for MDs, DOs, dentists, pharmacists, and other licensed medical professionals.
Learn MoreDSCR Investor Loans
Qualify on rental income, not personal income. Ideal for real estate investors scaling a portfolio.
Bank Statement Loans
12 or 24 months of bank statements in place of tax returns. Built for business owners and the self-employed.
Home Equity Investment
Access up to $600,000 in equity today — no monthly payments, no income requirements, no impact on your DTI. Settle when you sell or refinance.
Home Equity Line of Credit
Approved in 5 minutes, funded in as few as 5 days. 100% online, no in-person appraisal under $400K. Borrow $15K–$750K with fixed or variable rates.
Asset Utilization Mortgage
Qualify using liquid assets — cash, stocks, bonds — instead of traditional income. No W-2s or tax returns needed. Up to $3.5M, available to foreign nationals.
About Isaac Brooks
A mortgage broker who works for you — not the bank
Isaac Brooks has spent over 25 years helping California families, professionals, and investors navigate the mortgage process. As an independent broker, he shops dozens of lenders to find the best rate and terms for your situation.
Whether you're a first-time buyer, a physician with student debt, or a real estate investor building a portfolio — Isaac brings the expertise and access to get your deal done.
Licensed Mortgage Broker
NMLS #1608346 · CA4139
25+ Years in California
All Programs
Every loan program, under one roof
From conventional to jumbo, FHA to reverse — Brooks Mortgage offers the full spectrum of California mortgage programs.
Client Reviews
What California borrowers are saying
Real reviews from real clients across California.
"Isaac made the entire process seamless. As a physician with significant student loans, I was worried about qualifying — he found us a program with no PMI and zero down. Couldn't be happier."
Dr. Sarah M.
Los Angeles, CA
"We were self-employed and got turned down by two banks. Isaac got us approved using our bank statements in under 30 days. Highly recommend."
Marcus & Tanya R.
Cerritos, CA
"Isaac helped us close on our investment property using DSCR — no tax returns needed. He knows his stuff and communicates every step of the way."
David K.
Long Beach, CA
Get Started Today
Ready to find out what you qualify for?
Get pre-approved in about 60 seconds. No obligation, no hard credit pull to start. Isaac will personally review your scenario.
Personalized for you
Get Your Personalized Mortgage Rate
Every borrower is different. Tell us about your scenario and we'll compare programs and rates tailored to you — no obligation.
- Compare multiple loan programs side by side
- Review interest rate, APR, points, and monthly payment
- Speak directly with an experienced mortgage broker
Specialized programs available